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Author: Erin Elizabeth

NYT: Chase Bank Erases Entire Credit Card Debt for Canadian Customers

Every consumer with credit card debt dreams about it magically disappearing. For JP Morgan Chase customers with Canadian credit cards, the dream has become a reality. The bank announced last week that it had erased their remaining debt as it exits from the Canadian credit card market. The bank wouldn’t say how many Canadians had its credit cards or how much debt was outstanding, but Maria Martinez, a Chase spokeswoman, confirmed the great news, saying: “Chase made the decision to exit the Canadian credit card market. A further business decision was made earlier this year to forgive all outstanding...

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These robocall apps are harvesting your data

Does anyone like robocalls? Surely the answer is no. The computerized autodialed calls that deliver a pre-recorded message are annoying and an invasion of privacy. Listen up, because security researchers have discovered that if you use an app to block robocalls, you are setting yourself up to have your privacy invaded even more. Nothing in life is free, and if you use a free app to block robocalls that is especially true. As CNet recently reported, a number of the iOS App Store’s most popular robocalling apps are harvesting user data and selling them to analytics companies. These companies...

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He jumped off the Golden Gate Bridge and survived. Now, he’s seeing his wish for a safety net come true

As Kevin Hines stood on the Golden Gate Bridge on September 25, 2000, the only word he heard over and over in his head was “jump.” Struggling with mental illness, Hines got a running start and jumped over the rail. Hines suffered from depression and bipolar disorder and came to the bridge because he thought it would be the simplest way to die. But the second he leaped over the rail, his mind became filled with regret. He maneuvered himself, in midair, so his legs would hit the water first. He shared: “I’m falling head-first, and I immediately recognize...

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How One Man Repopulated a Rare Butterfly Species in His Backyard

For hundreds of years, the majestic California pipevine swallowtail butterly called San Francisco home. Increased development in the early 20th century caused the butterfly to slowly disappear, making it is a rare and precious sight. But thanks to one man transforming his yard into a habitat for them, the butterfly is making a comeback. Its life begins its life as a tiny red egg. Then it hatches into an enormous orange-speckled caterpillar, and then — after a gestation period of up to two years — it emerges as an iridescent blue majestic beauty. Boasting gorgeous oceanic tones, the creature’s...

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The Way Caffeine, Nicotine, and Alcohol Affect Sleep Is Counterintuitive

Many things in modern society can contribute to a restless night, from blue-light screens to the racing of an anxious mind. When you factor in the substance-specific buzz of caffeine, nicotine or alcohol, it complicates bedtime a bit more. But according to new research published in Sleep, one of those three is not as detrimental to sleep as one might think. The publication stated: Relative to nicotine and alcohol, caffeine has enjoyed a reputation as a productivity tonic that’s fine — if not necessary — for work. There are costs to overdoing it on caffeine, but interrupted sleep, surprisingly,...

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